Minneapolis, Twin Cities and Eden Prairie real estate and homes for sale in Minnesota, lake homes, executive relocation, new construction - The Steve Westmark Team, REALTORS®

The Steve Westmark Team, REALTOR®, real estate agents and broker for Minneapolis, Twin Cities and Eden Prairie Minnesota home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Find out why we are top real estate experts. Call us: 612-978-7777.

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Mortgage Prequalification: Minneapolis, Twin Cities and Eden Prairie Minnesota home buying, real estate listings, and homes for sale in Hennepin County, MN

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Minneapolis, Twin Cities and Eden Prairie REALTORS® to offer services such as these.

Once you fill out the form, we will quickly process your information and get right back to you!

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...

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Accepting An Offer >Clean Offers

You have found a house that makes your heart skip a beat--it is in the right location and has all the amenities you want. The price is the only thing that is keeping you from making an offer, because you feel that it is more than you can afford. How can you maximize the possibility that the owners will accept an offer that is much lower than their asking price?

The first thing you should do is to make the offer as "clean" as possible by not asking for special contingencies. Avoid making demands on the sellers for minor repairs, such as cutting down the dead tree in the back yard or leaving custom drapes. Be as flexible as possible about scheduling the move-in date to accommodate the seller's plans. Finally, you can offer a larger-than-usual deposit to persuade the sellers that you are a serious buyer and to make it harder for them to "just say no". Each situation is different, but the "cleaner" the offer, the more likely the sellers are to accept it.

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Q	Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
A	York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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The Steve Westmark Team
Counselor Realty
3622 County Road 101 South
Suite 101
Wayzata, MN. 55391
Phone: 612-978-7777
Email: stevewestmark@NUMBER1EXPERT.com
Steve has been selling Twin Cities ( Minneapolis, Minnesota and St. Paul, Minnesota) Residential Real Estate since 1973. He has driven over 1/2 million miles of Twin Cities streets, shown over 50,000 homes and SOLDING nearly 3000 homes. He knows the Twin Cities and suburbs, the schools, the parks, the shopping, the neighborhoods, the financing, and the intricate parts of the real estate transaction. He knows how to make you feel right at home in the Twin Cities.

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